The break-even point (BEP) is the level of revenue at which total costs equal total income. At this point, your business is not making a profit—but it's not incurring losses either.

Why Every Business Must Know Its Break-Even Point

In the ever-changing economic landscape of the European Union, business owners are constantly making decisions—investing in new tools, hiring employees, or launching new products. However, one critical metric that often gets overlooked is the break-even point. Understanding this financial threshold is not just a helpful tool—it can mean the difference between growth and collapse. What…

the 50/30/20 rule stands out for its simplicity, flexibility, and long-term effectiveness.

Mastering Personal and Business Finances with the 50/30/20 Rule

In today’s economic climate—especially within the European Union—having a clear strategy for managing both personal and business finances is no longer a luxury, but a necessity. Among the many budgeting methods that have gained popularity over the years, the 50/30/20 rule stands out for its simplicity, flexibility, and long-term effectiveness. This financial rule isn’t just…

The Digital Euro is a proposed electronic form of the euro issued directly by the European Central Bank. Unlike cryptocurrencies such as Bitcoin, it would be centrally controlled, regulated, and backed by the ECB.

Digital Euro: Opportunities, Risks, and the Importance of EU Control

The concept of a Digital Euro has rapidly gained attention in the financial and political spheres of Europe. As the European Central Bank (ECB) explores the creation of a central bank digital currency (CBDC), discussions about its potential benefits and drawbacks have come to the forefront. But what exactly is the Digital Euro? What could…

traditional currencies like the USD, EUR, and CHF remain strong, digital currencies and new economic powers are gradually changing the financial game.

The Strongest Currencies in the World – And What the Future Holds

In today’s global economy, currency stability is more than just a matter of exchange rates—it’s about trust, political confidence, long-term growth, and global positioning. As businesses across Europe seek financial security and growth opportunities, understanding which currencies are reliable becomes essential. So which currencies currently dominate the global economy—and which ones might rise in importance…

Monopoly—and other smart alternatives—can become powerful tools to teach children how to save, invest, and spend wisely.

Monopoly and Beyond: Teaching Kids Financial Literacy Through Games

In a rapidly changing economic world, financial literacy is no longer optional—it’s essential. While schools across the EU are slowly integrating financial education into curricula, much of the responsibility still falls on parents and guardians. So how can we make learning about money engaging and age-appropriate? The answer might be hiding in your living room…