What Is Buy Now Pay Later (BNPL) and How Does It Work?
In recent years, the Buy Now Pay Later (BNPL) model has revolutionized consumer shopping, offering a flexible and convenient alternative to traditional credit. Originating in the digital retail boom, BNPL services have become increasingly popular across Europe, the United States, and beyond—especially among younger consumers seeking to avoid credit cards. But how does BNPL actually…